本来申请St. John's university 的Pharmacology的Ph.D的。结果这家大学给了我Pharmacology的Ad，然后这个学校的商学院就给我发信息说可以读他们的Risk Management，MS。今天又收到一封信，如下：
   St. John's School of Risk Management (SRM) is committed to providing an affordable education to the  future leaders of the global risk and insurance industries.  In addition to the traditional assistance available to graduate business students, SRM has a host of industry backed scholarships.
Our SRM Financial Aid Brochure will provide you with a comprehensive overview of the funding opportunities available to accepted students.

   Latest News:  Zurich has established the Zurich Chinese Scholars Fund at the School of Risk Management, a scholarship program that will fund the enrollment of Chinese students in St. John's School of Risk Management, Insurance and Actuarial Science's Master of Science (M.S.) degree program in Management of Risk. The $300,000 scholarship program will cover all costs associated with three Chinese students attending the one-year program for each of the next three years, helping to contribute to the overall development of the Chinese insurance market. 'This scholarship program is intended to prepare high-potential Chinese students and professionals for future leadership in the insurance and risk management industry,' said Schiro.  'It epitomizes Zurich's commitment to training talented insurance individuals to compete in the changing global economy.'"
  We look forward to hearing from you.
Apply On-line
Sincerely,
Rebekah Hanousek-Monge
The Peter J. Tobin College of Business
St. John's University
Manhattan campus
hanouser@stjohns.edu

疑问如下：
1。这个学校的商院应该是新的吧，实力如何？
2。risk management发展前景怎么样？
3。能不能我先从了这个专业，然后在拿到他的offer以后去美国，到了这个学校再选择转读Pharmacology的Ph.D专业？有没有这种可能性？
4。选择了这个专业就意味着放弃我原来的专业。感觉风险很大
望有经验的gter给点意见。

够学费和生活费吗？

专业很好，现在很热。出来前景不错，
学校不知道，但CD上不少人申请，所以应该不错。但是觉得楼主的背景不是很符合商学院的一般的要求。药学不学数学吧！