德国高校Master求定位

奥巴马后炮UID：3606363

背景：
本科985金融专业，平均分85，雅思7, GRE 315，两次实习经历（某公司财务部+银行），无奖无论文无牛推。


选校：
法兰克福大学 MMF，或者MIEEP， 柏林洪堡 MEMS， 曼海姆 Econ， 康斯坦茨 Econ， 图宾根 Econ & Fin

备注：
已拿到HK cityU Finance的AD，未来目标是走咨询或者投行央行等金融机构做分析，在国外工作几年再回国。


求大牛及前辈建议及录取可能性评估

cheesechanUID：3505689

奥巴马后炮 发表于 2016-4-13 08:39
非常感谢。

现在就是已经有CityU保底，CUHK只拿到面试但是面试时间已经在cityU的DDL之后了，作为保底 ...

學econ是另一條路, 但econ role 不會是一條可行的退路.
畢竟要找economics, 或是quantitative / analytical 的offer, 難度不會比做consulting低太多.

分別單單是在於少一些的文化差異問題.

You wont have time to prepare for both.

P.S. studying economics as a proxy of finance, and leveraging it towards a job in finance normally only works for the analytical / solid / quantitative side of finance, but not the soft / corporate / managerial side of it, unless the school is a super famous one, and the person has a very suitable personality.
Management, accounting, general finance will be a more suitable proxy (of course from a prestigious school).

cheesechanUID：3505689

Spotty! 发表于 2016-4-13 19:04
Target school不是只为顶级投行咨询准备的，各大公司好职位都会优先考虑。Non Target school + 读经济+在 ...

不用加Bonn econ了.........申不上的可能大於一切. (能拿到的倒不如去Mannheim算了....反正兩校水平差不多, 能拿A, 就大多數能拿B, 但是Mannheim has a better management school)

宏觀.........我覺得樓主可以不用理.
背景不足要時間追, 但是又不是top choice within career preference.

Spotty!UID：3507585

奥巴马后炮 发表于 2016-4-13 08:39
非常感谢。

现在就是已经有CityU保底，CUHK只拿到面试但是面试时间已经在cityU的DDL之后了，作为保底 ...

Target school不是只为顶级投行咨询准备的，各大公司好职位都会优先考虑。Non Target school + 读经济+在欧洲+我假设你德语讲的不够熟练，想找工作真的不现实。以及德国经济系对实习和求职的支持几乎可以忽略（这是事实，不希望你来了幻灭）。

宏观我不了解，不清楚业界的需求。但我觉得想学宏观你可以在选校list中加上Bonn。

奥巴马后炮UID：3606363

Spotty! 发表于 2016-4-13 03:51
想去咨询或投行，学校prestige比什么都重要。脑子转得快一点，交往沟通加写作能力远远大于数学能力或econ m ...

非常感谢。

现在就是已经有CityU保底，CUHK只拿到面试但是面试时间已经在cityU的DDL之后了，作为保底学校CUHK较高的留位费也考虑了一下还是决定放弃了。不过CityU学校可能比CUHK差得略远，但是毕竟保底学校也要有个保底学校的样子，较低留位费也是要综合考虑的。

在咨询行业就算是Target school 要进去也是有一定难度，所以为自己想了一些退路，学Econ主要是想提升自己的思维分析水平以及往宏观方向拓展一下。选德国主要是学习环境比HK好，自己也有一点德国情节，期望能够在当地留下来工作几年。学校位置在德国的话给我带来的效用提升要高于港校的prestige对于我的效用。

奥巴马后炮UID：3606363

cheesechan 发表于 2016-4-12 17:55
1. One point to make it clear:
a econ master which include a finance stream doesn't imply it is ...

Thank you for your advice. I wonder whether I would have the possibility to enter the MEMS program.

Spotty!UID：3507585

想去咨询或投行，学校prestige比什么都重要。脑子转得快一点，交往沟通加写作能力远远大于数学能力或econ master能学到的那些东西。真想去S&T AM的一些量化部门岗位，重新高考报数学专业或者趁早做好申phd的准备吧。

德国target school只有EBS WHU Mannheim三所，FSFM Goethe Cologne 和LMU勉强算semi-target，这其中应该有不需要gmat的bwl项目吧。德国虽然finance项目少但econ绝不是最合适的替代品。你说的其他那几个德国的项目真心不推荐，地理位置也不好，比CUHK低了也不止一个档次了。。。

kjreenUID：3239765

cheesechan 发表于 2016-4-12 23:24
I don't think it is a 两难, simply for the reason you stated "还有很多更好的展现友好的办法".
an ...

基本同意你的观点。

德国的私立商学院还是有很多，连公车地铁上都有他们的广告，我理解是一部分职业教育的转型，还有大学教育体系改变以后的产物吧。柏林的那个学校算是这其中的“高端”商学院了。鄙校没有商业相关的专业，我对德国商科教育的了解也只是在听说的层面

至于中文页面，这都是拍脑袋的事，很符合德国人对付外国人简单粗暴又流于表面的风格。君不见德国火车站到处都可以看到阿拉伯语了。。

cheesechanUID：3505689

kjreen 发表于 2016-4-12 23:02
大概也是两难吧，不写中文会被说对中国人不友好（虽然还有很多更好的展现友好的办法），写了中文会被说就 ...

I don't think it is a 两难, simply for the reason you stated "还有很多更好的展现友好的办法".
and also I don't think it is necessarily for a school to be friendly with Chinese (or any national) specially.
What they need to know is to have an page that's for information for those who hold an education from XXX country, for convivence of applicant from XXX country, e.g. which school they consider as a formal uni, how they convert the grades, and visa and etc...practical stuffs.

the tuition is lower than those UK one doesn't means that they are not trying to earn tuition from students. It simply means that the market price of it is not competitive as those UK one.

Scholarship..........can be understood as tuition waiver somehow, or economically called a tools for price discrimination. Just a normal business strategy.

I don't think it is a problem for a school to charge high tuition at all, iff they are able to provide education and service that worth the money.
But till now, I don't see things that worth the difference between a public and private school in Germany.

kjreenUID：3239765

cheesechan 发表于 2016-4-12 22:31
maybe also EBS too.......

but the downside of going to such a private school is......one has  ...

大概也是两难吧，不写中文会被说对中国人不友好（虽然还有很多更好的展现友好的办法），写了中文会被说就是喜欢人民币。

看了一眼每年学费比英国便宜，再看了一眼有奖学金。

我之所以知道这个学校是看到以前一个波恩大神的简历，在伯克利当AP，其中一个推荐人现在在那儿工作

cheesechanUID：3505689

kjreen 发表于 2016-4-12 22:27
想起来了，柏林还有一个ESMT，也是柏林的那个大联合博士项目中的参与者

maybe also EBS too.......

but the downside of going to such a private school is......one has to pay really much more expensive tuition than a public one.

P.S. I strongly feel uncomfortable when a German business school has a introduction page in Chinese on their website. It sounds that it really need students (i.e. $$) since normally good business school won't do this so explicitly.

kjreenUID：3239765

cheesechan 发表于 2016-4-12 20:53
OP can apply LMU, Mannheim, WHU, and etc.....which have their business master in English if he/she ...

想起来了，柏林还有一个ESMT，也是柏林的那个大联合博士项目中的参与者

cheesechanUID：3505689

kjreen 发表于 2016-4-12 19:42
据我所知，德国的金融专业几乎都在BWL之下，而BWL大部分都是德语授课。另外BWL的课程安排和经济学还是有点区 ...

OP can apply LMU, Mannheim, WHU, and etc.....which have their business master in English if he/she has a GMAT...

kjreenUID：3239765

据我所知，德国的金融专业几乎都在BWL之下，而BWL大部分都是德语授课。另外BWL的课程安排和经济学还是有点区别的吧

cheesechanUID：3505689

奥巴马后炮 发表于 2016-4-12 17:19
Thanks for your questions.

Here is the answer:

1. One point to make it clear:
a econ master which include a finance stream doesn't imply it is less solid that those without it.
It is a economics master with concentration in financial economics, or not. At the end, financial economics is just a subfield under economics, and thus those economics master with concentration in finance is just also an academics econ master.
(one clear example is to compare LSE / Cambridge MSc Economics vs MSc Fina & Econ, same logics holds for other programs over the world.)

In terms of mathematical requirement, I will say:
Financial Mathematics ~= academic economics >>>> applied economics / policy = general finance > management.
(i.e. I don't consider Ulm finance master is really quantitative. If you have to avoid it to survive, think twice if you can survive in a master in economics, or a master in economics with finance.)

2. and thus MiM is the major match you the best, general finance comes afterwards, while economics is way afterwards. Given you don't have GMAT, it is next to impossible to get any good MiM (and there are not that much good MiM in Germany too....Mannheim require GMAT, while WHU require GRE V above 155.).

try HSG MBF and fight for the CEMS after getting in. It also worth to check how this logic work in Koln.