去美国，就必须放弃做母亲的权利吗？

DreammUID：116526

买个好保险的话, 生孩子基本不花钱的.

我单位的印度MM生小孩, 总共花了$250, 剩下都是保险付的. :)

DreammUID：116526

原帖由 pliuya 于 2006-8-11 05:51 发表
买的什么保险这么好，DREAMMM快告诉我！！！

BlueCross BlueShield, 应该是HMO, PPO虽然可以随便换医生, 但cover的并不好.

DreammUID：116526

原帖由 甜橙 于 2006-8-12 04:07 发表


想听听PPO cover的并不好具体指什么？谢谢！

补充一下我的BlueCross BlueShield PPO情况：lg单位给买的family plan，不包括看牙和隐形眼镜之类。目前为止，体检和lg看运动伤害都只要付$10的copay即可。

PPOs have benefits for network and out-of-network care. PPOs do not require you to select a primary care physician. 80 percent coverage for most expenses and services. $3000 per person and $7500 per family out-of-pocket maximum.

Most HMOs have benefits for network services only and require you to select a primary care physician. You must have referrals to see specialists. Office visits, hospital expenses, additional medical services, Emergency room services are covered at 100 percent after a specified copayment per visit.

甜橙, 你不用自己付20%吗? 也许不同公司的plan不一样. :)