read 8th floor, first half of point 2. (P.S. if the bank doesn't ask for the supporting document, then it will be 虚假陳述....well still a violation of law given the person sign it....)
if you still cant find it, quite sure this is your problem (either brain, or eye)
P.S.1
and the most unique point of the culture revolution is indeed not 打小报告,
but the authorities use that as a basis, and do things that is out of the law to deal with people. for sure, PRC wont tell you the truth for defending their legitimacy.
had you even applied a credit card yourself before indeed?
what he/she mentioned in 8th floor is indeed quite common sense already, and every had applied a credit honestly and cardfully will know that.
Things there aren't something really specilized, or difficult to understand. (well, maybe because I am in finance too...)
at the end, are we expected to explain why sun rise from the east indeed?
[to be short, when you apply for a credit card, the bank will ask you to state your own income, and provide document to support your claim.
if someone fill in income of own dad / mum into it, and stick the document on it, which is claiming that is their own, this is already lying.
This is obviously a offense of law.
If you dont believe it, try it yourself. Be prepared to be fined or in jail.]
因為這種不只是道德上的不誠實,而是出了事的話你要找律師的官司。
I.e. even you considering these kind of lying, or haning in false document is something moral/correct, u still violate the law. I dont care about your value; i just wanna remind u that: 你真係被人捉到時,呢堆乜鬼價值觀,你準備同個法官大人講啦。