关于助学贷款的疑问

Kyria107UID: 2697485

本人申请的是NTU AE项目，然后昨天问了下小米具体的贷款情况
小米说这个项目没有补助没有奖学金要付全额学费
接着说到贷款，他说由于我不是本地学生，所以估计也比较困难
想问问了解贷款的XDJM你们是申请国内银行的留学贷款吗？
一般申请哪个银行的啊？
急问，盼了解的大侠来解答，谢谢！！！

skiff_jamesUID: 3224096

连service obligation也没有？

CheungKuanUID: 3186963

之前都是可以贷款的。 去年来的时候 在注册的时 就可以向本地银行如OCBC,DBS申请 可以贷款 公民学生最高学费的90%。

感觉手续很简单， 小米说比较难。。。。难道是今年政策收紧 连贷款都不准了？ 这个你还是要多发信确认一下。我感觉应该是没问题的，毕竟贷款不是bond 是必须要还钱的。

Kyria107UID: 2697485

2# skiff_james 这个不知道啊，不知道是否签协议，不过学费估计是减免不了的……

Kyria107UID: 2697485

3# CheungKuan 啊啊~~谢谢啊，那是说还要跟小米问问确定下银行贷款的情况吗？

skiff_jamesUID: 3224096

2# skiff_james  这个不知道啊，不知道是否签协议，不过学费估计是减免不了的……
Kyria107 发表于 2012-4-13 13:44

签协议就是为了减免学费啊。NTU的MFE里面就写了两种学费,签和不签的。不过有的专业却没写关于service obligation，不知道这些专业能不能签。

Kyria107UID: 2697485

6# skiff_james 诶，这个AE没有写啊，相当笼统……

CheungKuanUID: 3186963

7# Kyria107
AE 没有bond签的. 基本这种文科专业 都没有bond签。 AE我记得学费也算比较便宜的。
我记得而且这个专业本地人和 PR 还有国际学生学费都是一样的。 是么？

skiff_jamesUID: 3224096

6# skiff_james  诶，这个AE没有写啊，相当笼统……
Kyria107 发表于 2012-4-13 13:57

恩，这个只能继续打听了。

skiff_jamesUID: 3224096

7# Kyria107
AE 没有bond签的. 基本这种文科专业 都没有bond签。 AE我记得学费也算比较便宜的。
而且本地人和 PR 还有国际学生学费都是一样的。 是把？ 其原因其实也很简单.
CheungKuan 发表于 2012-4-13 13:59

有道理

Kyria107UID: 2697485

8# CheungKuan 是啊，学费都是一样的，然后一年21000新币，刚才让朋友打电话问了OCBC，说贷款只能给本地人啊，看来只能找国内的银行了额……

CheungKuanUID: 3186963

11# Kyria107
啊 今年形势变了？ 还是只针对这个AE专业？

CheungKuanUID: 3186963

11# Kyria107 楼主请看老帖：《
请教大猫儿版主和其他前辈，新加坡的助学贷款是怎么回事？》
https://bbs.gter.net/forum.php?mod=viewthread&tid=1314847&highlight=

CheungKuanUID: 3186963

11# Kyria107
http://admissions.ntu.edu.sg/graduate/Pages/financialassistance.aspx
楼主 看看你的专业全名 是不是在这里面？ 如果不是 估计就不能贷款了.
Financial Assistance
The Tuition Fee Loan is financial assistance given to graduate students pursuing their higher degree through research or selected coursework programmes.
Students currently on scholarships are not eligible for the loan.
Note - You may want to learn about scholarships that are available for graduate students.
Eligibility
Candidates enrolled in research programmes or the following full-time coursework programmes are eligible to apply for a Tuition Fee Loan of up to 90% of the research/tuition fee payable by Singapore citizens.

• M.Sc.(Asian Studies)
• M.Sc.(Bioinformatics)
• M.Sc.(Biomedical Engineering)
• M.Sc.(Civil Engineering)
• M.Sc.(Communications Engineering)
• M.Sc.(Communication Software & Networks)
• M.Sc.(Computer Control & Automation)
• M.Sc.(Computer Integrated Manufacturing)
• M.Sc.(Digital Media Technology)
• M.Sc.(Electronics)
• M.Sc.(Embedded Systems)
• M.Sc.(Environmental Engineering)
• M.Sc.(Financial Engineering)
• M.Sc.(Information Studies)
• M.Sc.(Information Systems)
• M.Sc.(International Political Economy)
• M.Sc.(International Relations)
• M.Sc.(Logistics)
• M.Sc.(Mechanical Engineering)
• M.Sc.(Power Engineering)
• M.Sc.(Precision Engineering)
• M.Sc.(Signal Processing)
• M.Sc.(Smart Product Design)
• M.Sc.(Strategic Studies)
• M.Sc.(Systems and Project Management) - Not applicable for Dual Masters Programme while in SIT

Quantum
The Tuition Fee Loan covers up to 90% of tuition fee payable by Singapore citizens. Here is a worked example based on AY2006 tuition fees for coursework programmes:

Nationality	Subsidised full-time fee (SGD)	Maximum Loan (SGD)
Singapore citizens and Permanent residents	$5,450	90% of S$5,450 = S$4,905
International students	$6,000	90% of S$5,450 = S$4,905

Administration of loan
The University has appointed Development Bank of Singapore (DBS Bank) and Overseas-Chinese Banking Corporation (OCBC Bank) as agents to administer the Tuition Fee Loan Scheme.
How to apply

• Download a copy of the Tuition Fee Loan (TFL) Application form.
• Submit the form directly to any of the above banks after you have matriculated at the University.
• Tuition Fee Loan application for a new Academic Year must be submitted directly to the bank by the 1st day of that Academic Year.
• For applications submitted after the deadline, the completed forms should be endorsed first at the Office of Finance, located on Level 3 of Student Services Centre. (Your guarantor need not be present)

Further enquiries

• Development Bank of Singapore (DBS Bank): 6333 0033
• Overseas-Chinese Banking Corporation (OCBC Bank): 1800-4383-333

Kyria107UID: 2697485

14# CheungKuan 啊啊啊~~各种感激涕零~~~BTW，朋友刚才又问了POSB，即DBS，说可以贷款哈，只要有个担保人就行，吼吼虚惊一场了哈。。。