15fall msf/ms econ求定位

海不理UID: 3526012

cheesechan 发表于 2014-12-23 23:14
一切以有学上为最高宗旨

还有投资回报这个事，只能尽量节约开销了

cheesechanUID: 3505689

海不理 发表于 2014-12-23 23:26
非常感谢指导！谢谢~
长期打算肯定是回国的，至于留美工作，能有机会当然更好，不过也不强求，所以说来惭 ...

能有机会当然更好，不过也不强求 <-------- if you don't 强求 it, you wont even stand a chances, i.e. you are 99.99% likely to be back directly after study.

for MSF, excluding around 3-5 school in US that offering MSF are really well regarded in far east.

be frank, this is a joke that you had not even consider if it worth to do such a study, as the tuition and working experience are both huge opp. cost. Imagine what if the case that you are paying it our from your pocket / taking a loan.......

general finance are not a really technical discipline.....think twice of doing further study at such early stage.

cheesechanUID: 3505689

海不理 发表于 2014-12-24 00:01
还有投资回报这个事，只能尽量节约开销了

投资回报:
education, especially for those requiring huge tuition, is an investment for sure.

especially for the business side:
you devote time & energy, and also $$ for tuition, to get some vocational training, nice experience oversea, and at the end have a shoot for a job - with better salary and prospect afterwards, i.e. investment on human capital.

this is exactly the reason why almost all good business master charge high tuition (instead of funded by government, even for locals) - the benefit is mainly on oneself but not the society, and thus one had to bear the cost (and risk) on their own.

if you had even not think about it, you would really better go back home and think clearly what you are doing. I will say you are really still in a dream if this is really the case.

尽量节约开销:
be frank, that's a joke.
the major expense are namely:  lost working experience and salary as opp. cost, tuition, and then living cost.
and it is impossible for you to decrease the first important two in any sense after you firmed your choice  of program.......

海不理UID: 3526012

。。。。

海不理UID: 3526012

cheesechan 发表于 2014-12-24 00:12
能有机会当然更好，不过也不强求

嗯嗯，我会考虑清楚的，成本摆在这里确实是一个很大的问题。
是这样，对于以后是继续读书还是出来工作（且不说能不能），我现在没法有一个明确的决定，可能真的要到读研阶段才能逐渐明晰什么最适合自己，我知道那已经很晚了。。。

海不理UID: 3526012

cheesechan 发表于 2014-12-24 00:34
投资回报:
education, especially for those requiring huge tuition, is an investment for sure.
...

对的，我现在真的没有考虑清楚。。。
现在还有一段时间给我做决定，一定要好好思考今后的路了。
多谢解答~

cheesechanUID: 3505689

海不理 发表于 2014-12-24 01:02
嗯嗯，我会考虑清楚的，成本摆在这里确实是一个很大的问题。
是这样，对于以后是继续读书还是出来工作 ...

sorry for being too harsh, but 以后是继续读书还是出来工作 is not a decision to be made after you get into the master, but a decision now, the time when you selection the programmes and do the application. (you know it is already too late: 我知道那已经很晚了......but that why dont you think about it now?)

at the end, (except for pure academic interest, for those with tons of $$), you want to get XYZ (career goal), so I need ABC (possibly a master degree). but not I am now doing a ABC (master degreee), and think about what career goal it is.
this is not a big concern for a bachelor, but this is for master....

working experience:
it is way much easier to figure out what you really want to do when you have your foot in the industry, rather than in a group of student (and even also professors) that not really have any hand-on experience.

academic:
academic for PhD is another story. most MSF is far from solid enough for PhD preparation, especially for people with a softer background (like you). if one really want to have an option to this route, one had to really look into each program one by one to see if they are really such a preparation.


P.S. don't escape from the career goal problem. going to study is not for this purpose - if so, it is just waste of $$.

海不理UID: 3526012

cheesechan 发表于 2014-12-24 01:15
sorry for being too harsh, but 以后是继续读书还是出来工作 is not a decision to be made after you g ...

没事，上gter就是交流经验的嘛，非常感谢你能回我这么详细的解答。
如果一定要现在做一个decision，那就是：工作，养活自己和减少父母负担的双重需要，只是有些心理上的准备不足和别的念头（读书交友体验生活blabla，确实很自私吧），让我一直不能有一个明晰的，唯一的目标。
最近会和家人谈谈，自己也再想想，嗯，会的。

cheesechanUID: 3505689

海不理 发表于 2014-12-24 01:22
没事，上gter就是交流经验的嘛，非常感谢你能回我这么详细的解答。
如果一定要现在做一个decision，那就 ...

确实很自私吧 <--- you get it, i do mean this.


this is what i want to point out for quite many on this forum......i will doubt how many of them are remaining if they have to do in the US way - take a loan and bear their own risk.

actually it is not a problem for parents to fund their children's education, iff it really worth.

but most of them are just "not play enough yet".

海不理UID: 3526012

cheesechan 发表于 2014-12-24 01:23
确实很自私吧

THX~ 真的让自己反省了很多

海不理UID: 3526012

cheesechan 发表于 2014-12-24 01:23
确实很自私吧

“not play enough yet”，哎太惭愧。。。

cheesechanUID: 3505689

海不理 发表于 2014-12-24 01:35
“not play enough yet”，哎太惭愧。。。

you are not alone anyway........

getting international studying (and working) experience is for the rich, and talented only.
the rich have tons of $$ and don't care; the talented will get a scholarship and have chances for relocation.

oversea education are luxury for most people at the end.


e.g. just don't complain if you don't have enough $$ for down payment of mortgage years later....

海不理UID: 3526012

cheesechan 发表于 2014-12-24 01:42
you are not alone anyway........

e.g. just don't complain if you don't have enough $$ for down  ...

不会抱怨，个中因果自然是自己来承担

cheesechanUID: 3505689

海不理 发表于 2014-12-24 01:45
不会抱怨，个中因果自然是自己来承担

let's see..........

Those who had never earn $$ on his/her own effort usually underestimate the difficulties of earning a living.

Things will change after have some of the following experience: scold by boss in public, get fired and have a decreasing bank balance, OT till sunrise, working 6-7 days a week...........just to name some

海不理UID: 3526012

cheesechan 发表于 2014-12-24 01:48
let's see..........

Those who had never earn $$ on his/her own effort usually underestimate t ...

嗯嗯，是这样，不当家不知柴米贵