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8.3 独立Whether kids should manage their own money? This question becomes a difficult problem in many families. On the one hand, parents want to cultivate their children's ability to manage money when they grow up. On the other hand, children who are permitted to spend money by themselves may use the money in an inappropriate way. As far as I am concerned, parents should give their children the right to use money and should also provide necessary guidance for them.
First, kids are too young to spend money all by themselves. They usually do not have a specific plan of money spending and are likely to be influenced by advertisement easily. For example, when I was six years old, I often saw a milk advertisement. In the advertisement, a little boy drank up a bottle of milk and then became much stronger immediately. I was impressed by it and thought I can become strong by drinking it. So I bought one bottle in the supermarket, which cost me 10 dollars, a large amount of money for me at that time. After drinking it, nothing happened and I was disappointed. Indeed, if children spend their money of their own free will, they may waste it. So, parents should teach their children how to use money in a right way.
However, many parents help their children with money issues in an arbitrary way. In other words, they buy everything for their children and it makes children unable to manage money appropriately in the adult stage. Thus, proper methods are needed to solve this problem. Wise parents may teach their children the money managing skills and let them deal with money independently. My neighborhood, Mr. Green, is good at using this method. He asks his son to make a detailed plan of how to use his money and record everyday's expenses. Gradually, little Green has learned what is necessary to buy and what is not, and uses his money more efficiently. In addition, these skills will be of great use when children grow. As we know, adults spend money on many things: have to buy house, food, and pay education fees for their children. If an adult could not manage their money well, they may be faced with severe economic crisis. Therefore, parents should cultivate their children's money managing skills in a good way.
In sum, parents have the responsibility to teach their children how to deal with money in a proper way. They should not neither let their children spend money freely nor forbid them spend money by themselves. Instead, they must adopt methods that could help children learn to spend money in a right way. |
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