我有DISCOVER MORE CARD 和美国运通REFFER CODE，需要的请给我发邮件

hailangldwUID: 2407635

下面的这个是DISCOVER给我发的信
Dear ***,
You’re already out there enjoying your Discover card. So why not share the benefits of Discover with your friends? It’s fast and easy.
Here's how it works:
•Log in to your account

•Share with friends through e-mail, Facebook, Twitter, or LinkedIn

•Earn $50 Cashback Bonus* for each friend that gets a Discover card


You could even earn up to $5,000 Cashback Bonus per year if 100 of your friends become cardmembers.
Plus, when your friends make their first purchase, they get a $50 Cashback Bonus*, too. It's a win–win for everyone. So what are you waiting for? Let the sharing begin!

下面是AMERICAN EXPRESS给我发的信

Simply invite your friends and family to experience Blue Cash Everyday from American Express® and get rewarded for each approved referral.¹ Here's how it works:

Recommend your
friends and family.Fill out the quick online form.

Each friend will receive an
email to apply shortly after.Each friend or family member who applies for the Card through that email and is approved can get 100 Reward Dollars for themselves when they spend $1,000 on their new Card in 3 months.²

For a limited time, you can earn double the usual reward for each approved referral.You can get 50 Reward Dollars for each one, up to 2,500 Reward Dollars.³

Refer as many friends as you like.There is no limit on how many people you can refer.

Refer friends and family by March 1, 2012.

我用他们的卡已经两年了，说下优缺点吧。

DISCOVER：这个信用卡的最大好处就是网购CASH BACK的店很多，APPLE, LENOVO, DELL, BESTBUY, 5% CASH BACK; GNC 15%, DRUGSTORE 10%，CLINIQUE 5%, LANCOME 10%
PUMA, NIKE 10% 等，很多大家常买的化妆品电子产品都有CASH BACK,而且最重要的是没有年费，对于咱们穷学生来说这是最看重的。这个卡以后到国内刷银联的POS机不收任何手续费，前提条件是给客服打下电话，让他们给你开通去中国消费的业务。借着钱话不用付利息同时也赚着钱，何乐而不为啊？

缺点是很多人因为没有信用记录，刚开始给的信用额度少，大部分是500，不过以后会每3个月增加250

AMERICAN EXPRESS: 大部分是1%的CASH BACK, 油2%，SUPERMARKET 3%。这个卡在高端领域做的非常棒，不过咱们一般用的比较少，比如租车业务有CASH BACK而且保险很多，住HOTEL折扣也很多。信用额度给的高，我的刚开始就给我2000。还有一个优点就是没有年费。

缺点是因为面向高端客户，所以对信用分数要求高，比较难申

综合起来我推荐没有信用卡的申请DISCOVER，不要嫌信用额度少，现在没有信用卡的应该想办法如何在最短的时间内把信用分数提高，我的第一张信用卡就是DISCOVER MORE CARD，信用额度也是500，但是因为用卡得当，很快就把信用分数提高到760，之后申请的卡一申就到手。

回来再发帖子写下如何在最短的时间内积累好的信用分数

需要推荐的人把你的姓名拼音，常用邮箱发到hailangldw@gmail.com吧，申请上的话你我都得钱，申请不上也没关系，这事儿对我来说举手之劳，呵呵，祝大家好运啊