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本帖最后由 香草鱼 于 2011-7-10 22:48 编辑
TPO 15 In order to become financially responsible adults, children should learn to manage their money at a young age. 07-09-11
Recently, the majority of people argue whether it is a good solution to ask children to manage money by themselves. In various situations, the main aim of the solution is to teach children how to use money economically and effectively. To be frank, I think the advantages of the solution overweigh much more than the disadvantages brought to the children and their families, either for the purpose of financial education, or because of promoting life management, or just for developing trust between the children and others.
The first and foremost advantage is that children should manage their money when they were young. Consider when children grow up, they may face much complicate financial problems. If they acquire the opportunity to manage their own money when they were still at school, they may face these difficulties more successfully in the future. Also, though managing money, children can get a broad view over the financial and accounting cognition themselves, such as checking accounts, credit cards and credit ratings. Consequently, this knowledge will be the wealth of their life.
In addition, managing money can teach them to prepare their own life and to become more independently. For example, a recent American study indicates that about 32 percent of children without managing their money in LA. Their parents give them enough money and at the same time do not limit them use the money. If these children have the ability of self-control, they may do a good job about manage their money. However, if they cannot control themselves to spend money, what will happen? This may trend to be a severe consequence. It is my belief that both their parents and teachers should teach children how to manage their money. As their habits and characters have not built up, this will have a profound influence on these children. A typical example is that you can image that an adult could not change his/her habits easily.
Moreover, let children manage their own money can embody the sense of trust to children, and thus promote family harmony. My brother, for example, once was a naughty and dependent kid. But their parents let him manage his own money when he was 12 years old. Every thing was change, he realized that he was an independent man whom can manage the money, and after his parents teach him how to spent money reasonable, he can use his money do many things such as buy books, make charity. And to my surprise, he gets a habit that is save a part of his money into bank of his account every month. For this reason, I definitely will become a financially responsible adult.
Taking into account of all these factors, we may reach the conclusion that it is wiser to make children manage money, this not only teaches them to prepare their money and life, but also enhance trust between the children and other people. |
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